Seniors at youth baseball game

တၢ်နၢ်ပၢၢ်ဘၣ်ဃးMedicare

Learn how Medicare Parts A, B, C, D and Medicare Supplement work and what each covers.

Medicareမၤတၢ်အကျိၤအကျဲဒ်လဲၣ်

Medicare န့ၣ်မ့ၢ်ပဒိၣ်ဆူၣ်ချ့တၢ်အုၣ်ကီၤ အတၢ်ရဲၣ်တၢ်ကျၢၤလၢပှၤအမဲရကါဖိလၢ အသးအိၣ် 65 နံၣ် မ့တမ့ၢ် ဆူအဖီခိၣ်တဖၣ်အဂီၢ်ဒီး ပှၤသူၣ်စၢ်သးဘီၣ်လၢအအိၣ်ဒီး နီၢ်ခိက့ၢ်ဂီၤတဆူၣ်ချ့လီၤတံၢ်တမံၤဒီး ဒိးန့ၢ်ဘၣ်ပှၤဂ့ၢ်၀ီတၢ်ဘံၣ်တၢ်ဘၢအတၢ်န့ၢ်ဘျုးတဖၣ်အဂီၢ်လီၤႉ

Medicare အဂ့ၢ်အကျိၤတဖၣ်လၢပှၤကဘၣ်သ့ၣ်ညါ

  • နမ့ၢ်တအိၣ်ကတဲာ်ကတီၤပာ်စၢၤနသးလၢ နကအိၣ်ဘှံးက့ၤလၢတၢ်မၤဒံးဒၣ်လဲၣ်, နဟ့ၣ်လီၤနမံၤလၢ Medicare ပူၤသ့ဖဲနသးအိၣ် 65 နံၣ်န့ၣ်လီၤႉ
  • Medicare ဟ့ၣ်န့ၢ်၀ဲဒၣ်ကသံၣ်ကသီတၢ်လၢာ်ဘူၣ်လၢာ်စ့တဖၣ် 80% ဃာ်ဃာ်ဒီး ကျၢၢ်ဘၢန့ၢ်ဒၣ်ထဲ တၢ်ကွၢ်ထွဲအကလုာ်တနီနီအဂီၢ်လီၤႉ Medicare တၢ်ဟ့ၣ်အဘူးအလဲလၢအဟဲအါထီၣ်၀ဲလၢ Blue Cross and Blue Shield of Minnesota န့ၣ်မၤစၢၤဟ့ၣ်လီၤန့ၢ် နဆူၣ်ချ့တၢ်ကွၢ်ထွဲအပှ့ၤလၢအဟဲအါထီၣ်တနီသ့၀ဲဒၣ်လီၤႉ
  • နမ့ၢ်တဟ့ၣ်လီၤနမံၤလၢ Medicare တၢ်နီၤဖး B ဒီး တၢ်နီၤဖး D တၢ်ဟ့ၣ်အဘူးအလဲအဂီၢ်ဖဲ နစးထီၣ်ဒိးန့ၢ်ခွဲးယာ်လံအဃိဒီး နကဘၣ်ဘၣ်လိးက့ၤတၢ်န့ၣ်လီၤ
မၤလိသ့ၣ်ညါ Medicare မၤတၢ်ဒ်လဲၣ်အဂ့ၢ်

The parts of Medicare

တၢ်နီၤဖးတခါစုာ်စုာ်န့ၣ် ဟ့ၣ်ထီၣ် တၢ်ဟ့ၣ်အဘူးအလဲတနီၤ လၢအမၤစၢၤနၤ ဒ်သိးကဟ့ၣ် ဆူၣ်ချ့တၢ်ကွၢ်ထွဲတၢ်လၢာ်ဘူၣ်လၢာ်စ့ၤတဖၣ်အဂီၢ်လီၤ.

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Part A: Hospital coverage

Medicare အခီၣ်ထံးတပတီၢ်

Medicare Part A helps pay for inpatient care in:

  • Hospitals
  • Skilled nursing facility (SNF)
  • Hospice care
  • ဆူၣ်ချ့တၢ်ကွၢ်ထွဲလၢဟံၣ်
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Part B: Medical coverage

Medicare အခီၣ်ထံးတပတီၢ်

Medicare Part B helps pay for medically necessary services and supplies:

  • Services from doctors and other health care providers
  • Outpatient care
  • ဆူၣ်ချ့တၢ်ကွၢ်ထွဲလၢဟံၣ်
  • ဆူၣ်ချ့ပီးလီ လၢအကျၢၤ
  • Many preventive services (like shots, vaccines, and yearly Wellness visits)
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Part C: Medicare Advantage

Offered through private insurers, Medicare Part C combines your Medicare Part A, Part B, and usually Part D benefits under one Medicare Advantage plan.

တၢ်တိာ်ကျဲၤတဖၣ်ကဟ့ၣ်လီၤ၀ဲဒၣ် တၢ်န့ၢ်ဘျုးတဖၣ်လၢ-

  • ဘၣ်ဃးဒီးမဲ
  • မဲာ်ချံ
  • တၢ်နၢ်ဟူတၢ်
  • တၢ်ဆဲးထးယါဘျါတၢ်ဆါ
  • ကသံၣ်လၢတၢ်ပှ့ၤန့ၢ်အီၤသ့လၢကျးတဖၣ်ဒီး တၢ်အဂုၤအဂၤတဖၣ်
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Part D: Drug coverage

Medicare Part D helps pay prescription drug costs.

It can be added to Original Medicare or a Medicare Supplement or Medicare Cost plan that doesn’t have prescription drug benefits.

Part D prescription drug plans are offered through private insurance companies.

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Medicare Supplementတၢ် (Medigap)

Medicare Supplement, also known as Medigap, are medical-only plans offered through private insurers that help cover what Original Medicare doesn’t cover, including:

  • Copays
  • တၢ်အုၣ်ကီၤဟ့ၣ်သဃဲၤ
  • Deductibles
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Medicare Cost

Medicare Cost plans give you all the benefits of Original Medicare, plus additional benefits like dental, vision, hearing and more.

Cost တၢ်တိာ်ကျဲၤ တနီၤန့ၣ် ဟ့ၣ်ထီၣ်စ့ၢ်ကီး၀ဲ တၢ်နီၤဖး D တၢ်ဟ့ၣ်အဘူးအလဲ လၢကသံၣ်ကသံၣ်သရၣ်ဟ့ၣ်လီၤအဂီၢ်ဒ် တၢ်ဃုထၢတခါအသိးလီၤႉ

Available in 21 Minnesota counties.

တၢ်ဆီၣ်ထွဲမၤစၢၤဒီးတၢ်တိစၢၤမၤစၢၤ

Step-by-Step Guide iPad cover

တၢ်နၢ်ပၢၢ်ဘၣ်ဃးMedicare

သူတၢ်နဲၣ်ကျဲတၢ်မၤတခါဝံၤတခါအံၤ လၢကဃုသ့ၣ်ညါအါထီၣ် ဘၣ်ဃးဒီး Medicare တၢ်ဂ့ၢ်အရ့ဒိၣ်တဖၣ်အဂီၢ်တက့ၢ်. တၢ်ကတဲနၢ်ပၢၢ်နၤ Medicare အကူာ်လွံၢ်မံၤအဂ့ၢ်, နကဘၣ်ဆဲးလီၤမံၤဖဲလဲၣ်ဆၢကတီၢ်လဲၣ်, ဒီးဒ်သိးပှၤသုတအီၣ်လိးနၤတဂ့ၤအဂီၢ် နကဘၣ်မၤဒ်လဲၣ် ဒီးတၢ်ဂ့ၢ်အဂၤလီၤ.

Download 2025 Step-by-Step Guide (English)

Download 2025 Step-by-Step Guide (Spanish)

Download 2026 Step-by-Step Guide (English) [COMING SOON]

Download 2026 Step-by-Step Guide (Spanish) [COMING SOON]

Blue Cross ဟ့ၣ်တၢ်တိစၢၤမၤစၢၤဘၣ်ဃး တၢ်လၢာ်ဘူၣ်လၢာ်စ့,PPO ဒီးPDPတၢ်တိာ်ကျဲၤတဖၣ်ဃုာ်ဒီးMedicareလံာ်ဃံးဃာ်န့ၣ်လီၤ. တၢ်ဆဲးလီၤမံၤလၢ Blue Cross တၢ်တိာ်ကျဲၤတဖၣ် န့ၣ်ဒိးသန့ၤထီၣ်သးလၢတၢ်မၤသီထီၣ်လံာ်ဃံးဃာ်န့ၣ်လီၤ.

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